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		12 tips for wise use of equity Before taking a home equity loan, look over these guidelines. 1. Make your mortgage payments a priority. It's your home that's on the line. 2. Don't go with a high loan-to-value product. Lenders who let you borrow more than your house is worth may not be doing you a favor. 3. If you like plastic too much, forgo using a credit card to access a line of credit and get checks instead. Paper is a little harder to let go of. 4. Don't tempt yourself by carrying your home equity credit card or checks with you all the time. 5. Keep some equity freed up for emergencies. 6. Maintain good credit. Banks monitor your payment habits and if they see a change for the worse, they could reduce or freeze your credit. 7. Read the fine print in your loan agreement. 8. If a lender is unfamiliar to you, check with government agencies to see if there have been any complaints. 9. Before you do anything, ask yourself whether you can afford more debt and, if so, how much. 10. If you're out of a job, you could soon be out of a house too if you can't make the loan payments. Investigate other resources -- disability, unemployment, savings, borrowing against a 401(k), stocks, insurance policy or retirement plan -- before you decide to take that risk. Article continued at http://www.bankrate.com/brm/green/loan/loan3n.asp   Insurance Auto Insurance In-Depth - State-by-state guide to car insurance laws and regulations, with expert recommendations and online quotes. Cheap Life Insurance Canada Dental Insurance -Get instant quotes, compare all the major plans and companies, apply and buy online. Save money through Dental Insurance Quotes.com Disability-Insurance-Center.com - Offers professional advice regarding disability insurance. Review the benefits and importance of disability insurance. Free quotes from local professionals are available to all interested visitors in addition to a free copy of the Insider’s Guide to Disability Insurance. Are you Prepared for the Unexpected? Health Insurance Quotes - Get instant quotes, compare all the major plans and companies, apply and buy online. Save money through Health Insurance Quotes.com Identity Theft - Prevention and Victim Help - Identity theft is the fastest growing crime in America. Here is the help you need for prevention and recovery for victims. Insure by Design, Inc. - Information on Long Term Care Insurance presented in an easy to understand format. Life-Insurance-Options.com - Offers unbiased professional advice regarding life insurance. Review the benefits and importance of life insurance. Free quotes from local professionals are available to all interested visitors in addition to a free copy of the Insider’s Guide to Life Insurance. Protect Those you Love, even if You’re Not There. Quality Insurance Services- http://www.quality-ins.com/ Term Life Insurance Quotes in United States and Canada. Fast and Free quote form. Visit us today! Life Insurance In-Depth - Coverage Guide and Instant Online Quotes Taxes In Depth - The Guide to Your 1040     Sections Mortgage | Debt Consolidation | Home Improvement | Credit Card | General | Real Estate | Insurance | Financial
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