This site exercises best efforts
at all times to preserve and otherwise respect each visitors
privacy. The exact security measures for implementing this policy
are stated below. Notwithstanding the foregoing, you, the visitor,
hereby acknowledge by continuing to visit this site that there
is a risk your privacy may be compromised by computer and/or human
error. You acknowledge, further, that if your privacy is so compromised
you will not, in any event, be entitled to any damages or other
relief from the owner/operator of this site.
The owner/operator of this site
is not and cannot be found liable to any visitor for any reason,
even if the visitor sustains actual damages. By continuing to
use this site, you, the user, agree that said complete release
is enforceable in all respects.
Information We Collect
and How It's Used
To process your quote request,
we require your name, phone number, email address, mortgage balance
(if any) and estimated financial information such as debts, salary,
credit, etc . This information is used by the lenders in our network
to provide accurate loan quotes and to contact you with rates
and terms. We DO NOT REQUIRE your social security number.
Home Equity Loan Refinancing website
was designed by an independent firm designed to gather consumer
requests for loan information or pre-approvals and transfer them
in a timely manner to licensed mortgage professionals who purchase
this information for their business. These mortgage professionals
contact the consumer directly regarding their specific needs.
We guarantee that all information submitted through this web site
is strictly confidential.
Further, we guarantee that all
information submitted through Home Equity Loan Refinancing is transferred
to no more than four licensed professionals who are either: a
specialist for the selected loan type, or local to the consumer.
Not all lenders will offer a program that is right for you.
We will not resell any information
provided through this web site to other commercial or marketing
organizations for any reasons whatsoever. We will honor all requests
immediately to remove any consumer from any marketing campaign
that we operate, if any. Further, if there are any questions as
to any part of our privacy/disclosure policy, please e-mail us
directly at firstname.lastname@example.org for more information.
We use your IP address to help
diagnose problems with our server, and to administer our Web site
This site contains links to other
sites. Home Equity Loan Refinancing is not responsible for the privacy
practices or the content of those Web sites.
Our site uses an order form for
customers to request information, products, and services. We collect
visitor's contact information (like their email address). Contact
information from the order form is never used to send promotional
material from any of our partners or reputable third parties that
may be of interest to our customers. The customer's contact information
is also used to get in touch with the visitor when necessary.
Users may opt-out of receiving future mailings; see the choice/opt-out
By clicking "submit" or "apply now" you are agreeing to have your info shared with one to four lending and other business partners and for them to contact you (including autodialing, text & pre-recorded messaging) via telephone, mobile device (including SMS & MMS) and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.
Some of our sites offer security
measures in place to protect the loss, misuse and alteration of
the information under our control. We offer all personal data
transmission through HTTPS, a secure Internet communications protocol.
Our security certificate is issued by Thawte USA. For more information
visit http://thawte.com/corporate/cps/cps.html. If you do not
see a Valid Thawte USA certificate on this site, we cannot be
not liable for any data comprised upon submission.
Our site provides users the opportunity
to opt-out of receiving communications from us and our partners
at the point where we request information about thevisitor. This
site gives users the following options for removing their information
from our database to not receive future communications. visit
This site gives users the following
options for changing and modifying information previously provided.
Resolution of Disputes
Resolution of Disputes. If any
dispute regarding any matter whatsoever arises between a visitor
and the owner/operator of this site, that dispute must be resolved
by arbitration as herein provided. First, the person making a
claim must provide written notice of that claim to the other party
within thirty (30) days after the claiming party learns that he/she/it
may have a claim. Failure to provide said thirty (30) day notice
shall result in the complete release and extinguishment of the
alleged claim. If said thirty (30) day notice is timely provided
then the claiming party must notify the American Arbitration Association
in San Diego, California and otherwise file the claim with the
American Arbitration Association within thirty (30) days after
the date of the thirty (30) day complaint letter. Said arbitration
must then be resolved formally within thirty (30) days after submittal
of the claim to the American Arbitration Association. Whatever
fees must be paid to the American Arbitration Association shall
be the complete responsibility of the claiming party. By continuing
to use this site, you, as a visitor, agree that the foregoing
dispute resolution process is fair and reasonable in all respects.
Contacting the Web Site
If you have any questions about
this legal/privacy statement, the practices of this site, or your
dealings with this Web site, you can contact Customer Service
at Home Equity Loan Refinancing